Paramount Financial Group USA ("we," "us," or "our") operates ParamountFinancialGroupUSA.com and is committed to protecting your personal information and your right to privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard the information you provide when you visit our website or contact us — including through text message (SMS) opt-in forms.

By using our website or submitting any form, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of our website.

1. Information We Collect

We may collect the following categories of personal information:

Full name, email address, and phone number (including mobile number for SMS communications)

State of residence

Insurance interest or coverage type you are inquiring about

Any additional information voluntarily submitted through our contact or quote request forms

Technical data: IP address, browser type, device type, pages visited, referring URL, and session duration

2. How We Collect Your Information

Directly from you when you complete a contact or quote request form on our website

When you opt in to receive SMS (text message) communications

Automatically through cookies and analytics tools as you navigate our website

3. How We Use Your Information

We use the information we collect for the following purposes:

- To respond to your inquiries and provide the information or services you requested

- To connect you with licensed insurance professionals who can discuss coverage options

- To send you SMS text messages if you have opted in to receive them, including follow-up messages, appointment reminders, and informational content related to your inquiry

- To improve our website content, design, and user experience

- To comply with applicable laws and regulations

4. SMS / Text Message Communications

Important SMS Disclosure

- By providing your mobile phone number and checking the opt-in box on our website, you expressly consent to receive text messages from Paramount Financial Group USA related to your insurance inquiry. Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP to any message. For help, reply HELP.

We will only send SMS messages to individuals who have expressly opted in

Message frequency: Varies based on your inquiry and follow-up needs (typically 1–5 messages per inquiry)

To opt out: Reply STOP to any SMS message at any time. You will receive a final confirmation message and will not receive further texts For help: Reply HELP or contact us at [email protected]

- Carriers are not liable for delayed or undelivered messages

- We do not share your mobile number with third parties for their marketing purposes

5. Sharing of Your Information

- We do not sell your personal information to third parties. We may share your information only in the following limited circumstances:

- With licensed insurance professionals and agents who will assist you directly with your inquiry

- With insurance carriers, as necessary to obtain quotes or process coverage requests on your behalf

- With trusted service providers who assist in operating our website or delivering communications (e.g., - CRM platforms, email/SMS delivery services), under confidentiality obligations

- When required by law, regulation, legal process, or government request

- To protect the rights, safety, and property of our company or others

- No mobile information will be shared with third parties or affiliates for marketing or promotional purposes

6. Cookies and Tracking Technologies

Our website may use cookies, pixels, and similar tracking technologies to enhance your browsing experience and analyze site traffic. You may disable cookies through your browser settings; however, doing so may affect certain website functionality. We do not respond to browser "Do Not Track" signals at this time.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, or as required by applicable law. When information is no longer needed, we take reasonable steps to securely delete or anonymize it.

8. Data Security

We implement administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

9. Your Rights and Choices

Depending on your state of residence, you may have certain rights regarding your personal information, including:

- The right to access the personal information we hold about you

- The right to request correction of inaccurate information

- The right to request deletion of your personal information (subject to legal obligations)

- The right to opt out of SMS communications at any time by replying STOP

- The right to opt out of email communications by using the unsubscribe link in any email

- To exercise any of these rights, contact us at [email protected] or (800) 000-0000.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

11. Children's Privacy

Our website is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately so we may delete it.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the website after changes are posted constitutes your acceptance of the revised policy.

13. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

Paramount Financial Group USA

Email: [email protected]

Website: ParamountFinancialGroupUSA.com