Welcome to ParamountFinancialGroupUSA.com, operated by Paramount Financial Group USA ("we," "us," or "our"). By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree to all terms, please do not use this website.

1. Nature of Our Services

Paramount Financial Group USA is not an insurance carrier, underwriter, or licensed insurance agency. We are a marketing and lead generation organization that connects individuals and families with licensed insurance professionals and carriers. Any insurance products discussed on this website are offered through licensed third-party professionals.

Nothing on this website constitutes an offer, solicitation, or binding agreement to provide insurance coverage. All coverage is subject to underwriting approval, carrier eligibility requirements, product availability, and applicable state law.

2. Not Financial or Legal Advice

The content on this website is provided for general informational purposes only. It does not constitute financial, legal, tax, or insurance advice. You should consult a licensed professional before making any financial or insurance decisions. We make no representations or warranties about the accuracy, completeness, or suitability of any information for your specific situation.

3. SMS Messaging Terms

SMS / Text Message Agreement

By providing your mobile phone number and opting in to receive text messages, you agree to the following: You authorize Paramount Financial Group USA to send you SMS text messages related to your insurance inquiry, including follow-up communications, appointment scheduling, and informational content

- Message frequency varies and may be up to 5 messages per inquiry or open conversation

- Message and data rates may apply from your mobile carrier

- To opt out at any time, reply STOP to any text message. You will receive a single confirmation message and will not receive further messages

- To request help or information, reply HELP to any text message

- Carriers are not liable for delayed or undelivered messages

- Consent to receive SMS messages is not a condition of purchasing any product or service

- We do not share your mobile number with third parties for marketing purposes

Supported Carriers: AT&T, Verizon, T-Mobile, Sprint, Boost Mobile, MetroPCS, U.S. Cellular, and other major U.S. carriers. Coverage may not be available in all areas.

4. Opt-In Consent — Lead Forms

When you submit a quote request or contact form on our website, you are providing express written consent to be contacted by Paramount Financial Group USA and/or licensed insurance professionals via phone, email, or SMS — including through the use of automated dialing technology — regarding the products and services you have inquired about. This consent is not a condition of purchasing any product or service.

You may withdraw consent at any time by contacting us at [email protected], replying STOP to any text message, or using the unsubscribe link in any email communication.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Paramount Financial Group USA or its licensors and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

6. Prohibited Uses

You agree not to use this website to:

- Submit false, fraudulent, or misleading information

- Attempt to gain unauthorized access to any portion of the website or its related systems

- Transmit viruses, malware, or other harmful code

- Scrape, harvest, or collect personal information from the website

- Engage in any activity that interferes with the operation of the website or violates applicable law

7. Disclaimer of Warranties

This website and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Paramount Financial Group USA and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website or its content, even if we have been advised of the possibility of such damages.

9. Third-Party Links and Resources

Our website may contain links to third-party websites or resources. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, policies, or practices of any third-party sites. Your use of third-party sites is governed by those sites' respective terms and privacy policies.

10. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy for information on how we collect, use, and protect your personal information.

11. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the United States and the state in which Paramount Financial Group USA is registered, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved exclusively in the appropriate state or federal courts of that jurisdiction.

12. Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page with an updated effective date. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms.

13. Contact Information

If you have questions about these Terms of Use, please contact:

Paramount Financial Group USA

Email: [email protected]

Website: ParamountFinancialGroupUSA.com